Learn about STRATEQ

PAYMENT SYSTEM

Product Components

Mobile Application

The application supports both iOS and Android.

Mobile Gateway

Integration point to source and destination host systems

Mobile Back Office

The engine that allows setting-up of the system, maintenance, and business rules.

Compliant to PCI DSS and PA DSS, the system can be implemented on Physical Servers or Cloud with an around the clock operations. Developed on Xamarin platform and MS SQL database, it supports the following functionalities:
  • Act as a payment gateway where it can be integrated with other Banks and e-Wallet schemes directly or used to integrate with Payment Gateway providers
  • Act as gateway to Tokenisation (Card Vault) providers such as CyberSource when there is a requirement for Tokenisation as part of an on-boarding process
  • Integration point to source systems be it Point of Sales, Pump Controllers, Kiosk, etc.
  • Allows the configuration of the system set up and maintenance
  • Mobile Content Management that allows creation of promotions with promo codes
  • Allows the calculation of discounts, merchant discount rates, loyalty points conversion, goods and services tax.
  • Allows the setup of parameters for product restrictions and supports payment schemes.
  • Allow web access to merchants and application users to review their account activities
  • Provides dashboards for analytics and reports.

The system acts as a controller for the different terminals, and facilitate messages exchanged between the different systems involved in payment processing.

It is essentially a payment router that supports industry standard communication and messaging. Just like our Mobile Payment system, our EPS is also compliant with PCI DSS and PA DSS. It can be deployed as a standalone system, or a hybrid configuration of a cloud and site system.

It offers flexibility to business owners to adopt what fits best to their business card acceptance strategy.

Payment Gateway

Merchants

E-Commerce Merchants

Airlines

Financial Institutions

Mobile Merchants

Telco Companies

VISA, MasterCard, AMEX, etc.

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